Welcome to mortgage index! On the website, you will find useful tools to apply cost effective loans with loan calculators and specific advice from professional mortgage advisors. Also, you can see most popular mortgage lenders around the world by country and throughout the nation state by state. Check to see exact definitions and the related resources on the Internet for frequently used acronyms.

Mortgage Guides & Directories

The United States is the world’s strongest economic power, with a very versatile and advanced business structure. In 2014, the country is again the world’s largest oil producer.

Gross Domestic Product (GDP) at the end of 2014 was about $ 17,555 billion, and the average disposable income was about $ 28,200. In recent decades, the business has shifted from primary and secondary industries to tertiary industries. In 2014, less than 1.5 per cent of GDP came from agriculture, forestry and fishing – and less than a quarter came from industry and mining, construction, and more than three quarters came from service industries.

The private sector accounted for about 86 percent of the economy, while just over 4 percent was federal, and nine percent state and local government. There are major regional differences in business as a result of variations in location, resource base, climate, population distribution, communications and traditions. The total civilian workforce was around 156 million in 2014 (55 per cent men and 45 per cent women), and the unemployment rate was 5.6 per cent. While 35.5 percent were unionized in the 1945 peak, that figure was only 12 percent in 2014. This must be seen in light of market liberalism, which has been prevalent in the United States since the late 1970s. This trend leads to greater income disparities and increasing social unrest in the United States. In 2013, one per cent of the population spent more than 20 per cent of total income.

Traditionally, Americans have almost always been familiar with the free enterprise system, where the role of the political authorities is to organize the conditions for business, but not to operate as an operator in economic life.

State and politics

The United States is a Republican federal state consisting of 50 states and some other autonomous territories.

The form of government is enshrined in the Constitution of 1787 and in the 27 additions it is later given. The first ten additions of 1791 (” Bill of rights “) are considered particularly important for the legal position of individuals.

The Constitution divides the federal state’s power into three institutions: an executive presidential office, a Legislative and Appropriating National Assembly ( Congress ), and a judicial power (the courts ).

A similar distribution of power exists in each state. The tasks that are not assigned to the federal state in the Constitution belong to the states.

Two political parties, the Democratic and the Republican, dominate the elected institutions, both federally and in the states.

The incumbent President Donald Trump represents the Republican Party and is the 45th President of the United States (elected in 2016 and inaugurated in 2017).

The United States is the world’s largest military force, possesses a large arsenal of nuclear weapons and has forces present in all parts of the world. Military service is voluntary. The United States is a member of the UN, NATO and a number of regional federations.


North America’s oldest history is especially related to the indigenous people who lived on the continent before European colonization. The European conquest began in the 16th century, from Spain, France and England, among others. Of these, England, later the United Kingdom, eventually became the strongest colonial power.

The independence of the United States as a state is linked to the Declaration of Independence of July 4, 1776, where envoys from 13 British colonies along the Atlantic coast made a political and ideological settlement with the British Empire. The ransom triggered war with the British, which was defeated in 1783.

The extent of the United States increased greatly from independence until the mid-1800s, when the country stretched all the way west to the Pacific Ocean. The conquest and settlement to the west took place through wars and treaties with other countries, displacement of the indigenous population and an activist policy with incentives for citizens and business.

The expansion forced tensions between the northern and southern states to surface, and in the period 1861-1865 the states in the two regions fought a civil war that cost over half a million people their lives. The victory of the northern states led to the abolition of slavery and the strengthening of central power.

At the turn of the 20th century, cities in the United States gathered as many residents as the countryside. Mass immigration from Europe led to huge population growth. The United States became an industrial, economic and military superpower with a high level of prosperity. After World War II, the country was one of two global superpowers – the only one from the collapse of the Soviet Union.

Natural resources and energy in the world


Latest articles

  • Netherlands Market Opportunities (8/4/2022) - The Dutch economy shrank by 3.8% in 2020 due to the coronavirus pandemic. In particular, the 8.5% decline in the second quarter was of historic proportions (the highest since World War II and significantly higher than the 3.6% decline during… ...
  • United States Market Opportunities (7/28/2022) - In 2020, the U.S. experienced its deepest decline in gross domestic product (GDP) production since 1946. GDP production fell by percent in 2020, surpassing the percent decline in GDP recorded in 2009. With the said decline in GDP the US… ...
  • History of Wyoming (7/25/2022) - In the year 1743, the brothers François and Louis Joseph de la Vénrendrye, from Canada, were the first men of European origin who gave news of the exploration of these territories. The present state of Wyoming was divided and administered… ...
  • History of Wisconsin (7/25/2022) - French explorers from Canada were the first Europeans to explore the region. The first references to the lands of Wisconsin date back to the year 1634, when Jean Nicolet, of Samuel de Champlain's expedition, saw the Green Bay. In 1659,… ...
  • History of West Virginia (7/25/2022) - West Virginia (West Virginia) was part of the Virginia colony that was ceded to the Virginia Company in 1606. However, it remained unexplored until 1669 when John Lederer ventured into the Blue Ridge. A little later, in 1671, Thomas Batts… ...
  • History of Washington (7/25/2022) - The Spaniards and the English sailed along the coasts of the North Pacific during the sixteenth century, but there are no clear references on an expedition to the lands of the state of Washington. However, it is possible that the… ...
  • History of Virginia (7/25/2022) - Juan Caboto, in 1497, sailed along the coasts of Virginia and presumably landed there. The first Europeans who settled in this region were the Spaniards who in 1570 founded a mission near the York River, this mission did not prosper… ...
  • History of Vermont (7/25/2022) - According to archaeological finds found in the Otter River Valley, the region that now occupies the state of Vermont had been inhabited for at least 12,000 years. Tribes of the Algonquian group, (Abenaki, Mahican and Penacook), native to this area,… ...
  • History of Utah (7/25/2022) - The territory of Utah was part of the Viceroyalty of New Spain until 1821, when Mexico became independent and Utah became a province of its territory. The Franciscan fathers, Francisco Atanasio Domínguez and Silvestre Vélez of Escalante, were probably the… ...
  • History of Texas (7/25/2022) - The history of Texas begins with the discovery of Galveston Island in 1518 by Juan de Grijalba. The first group that explored the territory in 1519 was the expedition led by Alonso Alvarez de Pineda, during which a map was… ...